Obamacare / Health Care

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Volkonski
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Obamacare / Health Care

#901

Post by Volkonski »

[link]Associated Press,http://www.chron.com/news/texas/article ... sworldhcat[/link]





Medicaid growth creates gap of 5M without coverage





HARRISBURG, Pa. (AP) — About 5 million people will be without health care next year that they would have gotten simply if they lived somewhere else in America.





They make up a coverage gap in President Barack Obama's signature health care law created by the domino effects of last year's Supreme Court ruling and states' subsequent policy decisions.





The court effectively left it up to states to decide whether to open Medicaid, the federal-state program for the poor and disabled, to more people, primarily poor working adults without children.





Twenty-five states declined. That leaves 4.8 million people in those states without the health care coverage that their peers elsewhere are getting through the expansion of Medicaid, according to a Kaiser Family Foundation estimate. More than one-fifth of them live in Texas alone, Kaiser's analysis found.Texas office-holders like business a lot, they like people not so much. :(
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Sterngard Friegen
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Obamacare / Health Care

#902

Post by Sterngard Friegen »

Hey, Volky -- Businesses are people, too. (They just don't need health care.)

TexasFilly
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Obamacare / Health Care

#903

Post by TexasFilly »

Hey, Volky -- Businesses are people, too. (They just don't need health care.)But many of those businesses are hospitals and doctors. Who will not be getting that federal money because poor Texans will either die or get emergency care and the providers will have to eat the costs.
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Kriselda Gray
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Obamacare / Health Care

#904

Post by Kriselda Gray »

[link]Associated Press,http://www.chron.com/news/texas/article ... sworldhcat[/link]





Medicaid growth creates gap of 5M without coverage





HARRISBURG, Pa. (AP) — About 5 million people will be without health care next year that they would have gotten simply if they lived somewhere else in America.





They make up a coverage gap in President Barack Obama's signature health care law created by the domino effects of last year's Supreme Court ruling and states' subsequent policy decisions.





The court effectively left it up to states to decide whether to open Medicaid, the federal-state program for the poor and disabled, to more people, primarily poor working adults without children.





Twenty-five states declined. That leaves 4.8 million people in those states without the health care coverage that their peers elsewhere are getting through the expansion of Medicaid, according to a Kaiser Family Foundation estimate. More than one-fifth of them live in Texas alone, Kaiser's analysis found. I don't imagine any of those who are being left out in the cold here could get anywhere with an "equal protection under the law" type suit, eh?
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Kriselda Gray
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Obamacare / Health Care

#905

Post by Kriselda Gray »

Hey, Volky -- Businesses are people, too. (They just don't need health care.)But many of those businesses are hospitals and doctors. Who will not be getting that federal money because poor Texans will either die or get emergency care and the providers will have to eat the costs. Yeah, but figuring that out takes a lot more brainpower than your average Republican politician has.
Ignorance and prejudice and fear walk hand in hand... - "Witch Hunt" by Rush


Thor promised to slay the Ice Giants
God promised to quell all evil
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Lani
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Obamacare / Health Care

#906

Post by Lani »

Please forgive me if I missed seeing this mentioned in the thread. I've been listening all day to reports of the number of people who enrolled. I haven't heard mentioned of the situation in Hawaii and some other states. If the person who opens an account qualifies for expanded Medicaid, they are basically shut out of the state insurance enrollment website and show up in the states' expanded Medicaid enrollments instead, not ACA. So they are now going to receive insurance, but it's not counted in the reports of people who are receiving insurance because of the ACA.And that is definitely the case in Hawaii.
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ducktape
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Obamacare / Health Care

#907

Post by ducktape »

Well, I had a bit more of an experience, which I hope is now over. After I verified that I am indeed covered by MediCal, and that it is effective from Jan 1 (which I verified on Monday), I set out to cancel my Anthem Blue Cross plan before it could drain my bank account (bank draft) again on Jan 1.





And I discovered that while your plan can get canceled when you don't want it to, canceling it when you do want to is a whole 'nother story.





This started on Monday afternoon, after I had confirmed with the State of CA that I would indeed be covered on Jan 1. I called Anthem Blue Cross, spent about 90 minutes on hold, and then had to give up because there were other things calling for my attention. But yesterday AM by 10:00, I was back on the phone to cancel.





After over two hours listening to hold music, a male voice came on and identified himself as the operator and asked how to direct the call. I told him that I wanted to cancel my Anthem coverage. He transferred me to another number that asked me all the same things the first one had. This one told me that the wait time was over 100 minutes, and offered to schedule a callback when I came to the front of the line. For some reason, it said the number I was calling from which bore NO resemblance to mine (area code 805???), but fortunately, gave me the opportunity to enter a second number.





About 2 hours later, the phone rang and I thought "yay!" And then I waited on hold another 40 minutes, but finally a nice lady came on the phone. I told her that I wanted to cancel my policy; she asked if I had replaced it with another policy and I told her yes. She asked where I go it and I told her Covered California. She asked who the policy was with and I told her that really wasn't any of Anthem's business, so could she please cancel me. "Well, I actually can't cancel you, but I will transfer you to a Health Plan Adviser who can." She gave me the number in case I needed to reach it directly, and transferred me.





As soon as I heard the phone tree message, I thought "wait a second -- I've been here before!" Sure enough -- she'd sent me back to the number I started on. I thought "I'll bet those fuckers will keep me on hold and then say the office is closed." In fact, that's exactly what happened -- except that I got the operator again after 25 minutes or so and said "I've been here before. Don't send me to the place where they can't process my cancellation, give me a Health Plan Adviser who can cancel my policy." "No problem," he said, put me on the line that kept me on the hold music and "please wait for the next available representative" until 5:00pm. Then I got a message that "Our offices are now closed. Please call back during office hours 8am to 7pm Pacific Time" (Note than this was 5pm Pacific time). Then it disconnected me. 10am to 5pm --5 hours on hold with Anthem, plus 2 hours waiting for a callback.





A couple of other things I did, though. I went online to see if I could do it through their website: no, there is no ability to cancel your policy online -- in fact, no mention of it anywhere. About 4:15pm, when I suspected that the day was not going to end well, I called my bank and told them I wanted to stop the authorization of the bank draft. The bank CSR told me that only the merchant could do that and that I should talk to them. I explained I had been on hold trying to do that for more than 6 hours, and asked if there was anything I could do to keep them from taking my money. He was most sympathetic -- he put a stop payment on it and waived the fee.





The message on the Anthem phone tree had also said that they would be open New Years' Day and on the Martin Luther King holiday because of the amount of traffic. So I called today. This time, after only two hours (and the same male operator who again said "no problem" when I told him to send me to someone who COULD cancel my plan, I ended up talking again with an Anthem CSR. Once again, she tried to find out who I had gone with, and once again, I told her that it wasn't Anthem's business -- I just wanted to cancel.





And now I found out their little scam. She couldn't cancel my plan -- unless my new plan also was with Anthem. "I have to send you to a Health Care Adviser," she said. I told her that was where I had started and that I wanted out and did NOT want to be transferred and waste the rest of the day on hold. She insisted she had to. I said "tell you what, YOU call them and stay on the line and patch them in." She told me "they're not there today." I said, "the phone tree said they are, and I'm not playing this game yet another day." She called them and they weren't: the phone tree message was a lie as well but if I had let her transfer me back there, I would have spent the rest of the afternoon listening to hold music.





She told me that I would just have to call them tomorrow. "NO," I told her. "I have a right to cancel my Anthem policy, and I have no interest in talking to an Anthem Health Care Adviser. In fact, at this point, I have no interest in having any more relationship with Anthem, ever, including for any Medicare supplemental. YOU may not be able to cancel my policy, but there is someone in your office there who can. So please go ask your supervisor who that is, and get that person to come do it, now."





And bless my soul, there WAS someone there who could do it after all. The CSR gave me the tracking number (at my request) with the attitude of "well, all right, if I must ..." I was sorry that she did that, because I was entirely polite to her, albeit fairly forceful, and when she copped that attitude with me, she moved into the "contributing to the problem" camp rather than just the phone person doing what she was told. But I had what I wanted and wished her a Happy New Year, and that was that.





I wonder who else tried to stop an Anthem withdrawal from their bank account, only to discover that there were more roadblocks to canceling a health plan than there ever were to getting one through an exchange. If I had been on a cellphone, rather than a 2-line cordless with 2 other handsets I could switch to so that I could stay charged, I would have never gotten through at all.

Adrianinflorida
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Obamacare / Health Care

#908

Post by Adrianinflorida »

The nice thing about uk banking laws is that you can stop a recurring debit/bank draft from your end, and, in most cases, if the company manages to take any more money, the bank will do a charge back instantly. Things are so different here that I'm still amazed on a regular basis

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verbalobe
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Obamacare / Health Care

#909

Post by verbalobe »

The nice thing about uk banking laws is that you can stop a recurring debit/bank draft from your end, and, in most cases, if the company manages to take any more money, the bank will do a charge back instantly. Things are so different here that I'm still amazed on a regular basisYep. They've turned us into this:








Thanks DT for your story epic. I feel bad for you but glad you got it done.





Today I have to try to make sure our COBRA plan is proactively canceled... we don't have any automatic bank draft to worry about, and if we simply don't pay for January the coverage should drop in 30-60 days -- but we don't want the IRS or anyone else to come back and say we aren't entitled to our ACA subsidy.





Meanwhile we're also not 100% sure we got covered for Jan 1... we paid and we have some kind of confirmation code, but as yet have no communication of any kind, much less an ID card or member ID#, from Anthem directly.





Whose idea was it to put all the deadlines between Christmas and New Years when business slows to a crawl in two consecutive 4-day weeks?

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#910

Post by Foggy »

Meanwhile we're also not 100% sure we got covered for Jan 1... we paid and we have some kind of confirmation code, but as yet have no communication of any kind, much less an ID card or member ID#, from Anthem directly.It's in the mail. :^o





Whose idea was it to put all the deadlines between Christmas and New Years when business slows to a crawl in two consecutive 4-day weeks?Not mine! ;;)
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verbalobe
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Obamacare / Health Care

#911

Post by verbalobe »

Right now I am equally impressed with Anthem's phone support.[*:2dcmol8u]dial number[*:2dcmol8u]say "applicant" (to distiguish from "member")[*:2dcmol8u]wait on hold for 40 minutes[*:2dcmol8u]ring through to the "member" menu (not "applicant" menu)[*:2dcmol8u]when unable to enter or recognize the requested member info (e.g. SSN), get transferred to "someone that can help"[*:2dcmol8u]Line drops with fast busy.

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Obamacare / Health Care

#912

Post by ducktape »

Right now I am equally impressed with Anthem's phone support.[*:hr5ytglu]dial number[*:hr5ytglu]say "applicant" (to distiguish from "member")[*:hr5ytglu]wait on hold for 40 minutes[*:hr5ytglu]ring through to the "member" menu (not "applicant" menu)[*:hr5ytglu]when unable to enter or recognize the requested member info (e.g. SSN), get transferred to "someone that can help"[*:hr5ytglu]Line drops with fast busy.Ah yes, the "voice recognition" that kept telling me "I'm sorry, I didn't understand that" when my choices were "yes" and "no." And I do speak pretty clearly.Most of the phone tree let you key in the answers or speak them, and I keyed them in. But there were those occasional inexplicable points where it didn't -- and the "member" and "applicant" were a couple of those.

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Obamacare / Health Care

#913

Post by Curious Blue »

I wonder who else tried to stop an Anthem withdrawal from their bank account, only to discover that there were more roadblocks to canceling a health plan than there ever were to getting one through an exchange. If I had been on a cellphone, rather than a 2-line cordless with 2 other handsets I could switch to so that I could stay charged, I would have never gotten through at all.YIKES. I don't do the auto-withdraw thing -- instead I do auto-billing to a cash-rewards credit card. But I have had Blue Shield, and I simply went online after the Dec. payment and turned off the auto-bill for the old policy -- removing my credit card info as well.

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Obamacare / Health Care

#914

Post by Estiveo »

I got my MediCal State of California Benefits Identification Card today. Well...I guess I got it yesterday but I didn't check the mail until this morning.





But, for the first time in a little over four years I can has medical coverage of some sort.
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Volkonski
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#915

Post by Volkonski »

I got my MediCal State of California Benefits Identification Card today. Well...I guess I got it yesterday but I didn't check the mail until this morning.





But, for the first time in a little over four years I can has medical coverage of some sort. :D
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Suranis
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#916

Post by Suranis »

Something going round the RIght wing noise machine today is that Walmart offers better medical care benefits than Obamacare (and therefore Walmart is much better than Socialism blah blah blah...)[/break1]com/surprise-walmart-health-plan-is-cheaper-offers-more-coverage-than-obamacare/article/2541670]http://washingtonexaminer.com/surprise- ... le/2541670Its the Washington Examiner so I know its filled with shit, but I had to dig through 3 different links to get to this which seems to be the original report. And I dont have the knowledge to debunk this so I'll put the link out for the knowlagable.
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verbalobe
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Obamacare / Health Care

#917

Post by verbalobe »

... Walmart offers better medical care benefits than Obamacare ...My gut says it's preposterous (and meaningless) on its face.1. There's no "Obamacare" in the sense of a specific plan with coverage. So apples and tomatoes.2. Whatever Walmart offers, is subject to the requirements of ACA. They're free to go beyond that. Big whoop.3. The ACA was not intended to primarily to improve the coverage of people who already had good coverage. Duh?4. Need I go on?

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Addie
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Obamacare / Health Care

#918

Post by Addie »

[link]Talking Points Memo,http://talkingpointsmemo.com/dc/obamaca ... da-skocpol[/link]: The Price of GOP Obamacare Sabotage In One Chart





http://a5.img.talkingpointsmemo.com/ima ... v0f0oq.jpg
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SueDB
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Obamacare / Health Care

#919

Post by SueDB »

[/break1]huffingtonpost.com/2014/01/06/john-roberts-obamacare_n_4550832.html]SCOTUS Tells Docs to FO&DJohn Roberts Refuses To Grant Obamacare Emergency StayWASHINGTON (AP) — The Supreme Court has refused a group of doctors' request to block implementation of the nation's new health care law.Chief Justice John Roberts turned away without comment Monday an emergency stay request from the Association of American Physicians & Surgeons, Inc. and the Alliance for Natural Health USA.They asked the chief justice Friday to temporarily block the law, saying Congress had passed it incorrectly by starting it in the Senate instead of the House. Revenue-raising bills are supposed to originate in the lower chamber. They also wanted blocked doctor registration requirements they say will make it harder for independent non-Medicare physicians to treat Medicare-eligible patients.Still pending is a decision on a temporary block on
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Plutodog
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#920

Post by Plutodog »

Good answers. These creeps come out with their lies regularly on everything Obama/the left and the whole flying monkey squadron grabs on and rebroadcasts and you have to wait hours or days for the facts to start to catch up. 'Course by then, it's a new, indelible truth for the RWNJ's. :roll:
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listeme
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Obamacare / Health Care

#921

Post by listeme »

We still haven't gotten anything from Anthem and haven't succeeded in getting through the long hold queue and our submitted payment hasn't come out.I know this isn't completely an obamacare thing, but it's stressing me the heck out. I really wanted some sort of "yes, you're members, yay!" from someone. With cards.
Edit: Holy moly, complaining on the internet makes a difference. (No, I know it doesn't.) But right after this, Verbie finally succeeding in reaching a person. I mean, she didn't give us ID numbers or anything. But we're "in process"! Woo! Or something!
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Suranis
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Obamacare / Health Care

#922

Post by Suranis »

Private enterprise runs things so much more efficiently.
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