Obamacare / Health Care

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Volkonski
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Obamacare / Health Care

#801

Post by Volkonski »

[link]TPM,http://talkingpointsmemo.com/livewire/o ... 0-december[/link]





Obamacare Enrollment Up Sharply After HealthCare.gov Fix





Enrollment on HealthCare.gov in the first two days of December, after the Obama administration declared the website fixed, eclipsed enrollment in the entire month of October.





About 29,000 people signed up for health coverage on Sunday and Monday through the site, according to a source familiar with the numbers. October enrollment on HealthCare.gov totaled less than 27,000. State-specific data is not yet available, and the figures are preliminary.





The new enrollment data were first reported by Politico.





HealthCare.gov has reported traffic hovering around one million visitors per day this week.Hope to get my younger daughter signed up this afternoon. :D
Image“If everyone fought for their own convictions there would be no war.”
― Leo Tolstoy, War and Peace

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Addie
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Obamacare / Health Care

#802

Post by Addie »

Don't do stupid shit. -Barack Obama

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SueDB
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Location: RIP, my friend. - Foggy

Obamacare / Health Care

#803

Post by SueDB »

[/break1]nbcnews.com/health/states-losing-billions-refusing-expand-medicaid-report-finds-2D11697962]Pug Governors Losing Billion$ of Buck$$$ for Their Citizens and EconomyTexas will lose $9.2 billion in 2022; Florida says goodbye to $5 billion; Georgia is out $4.9 billion. A new report details just how much states are losing because they don’t want to expand Medicaid under Obamacare, and it’s not chump change.Red states may be sticking to their Republican beliefs in small government, but the Commonwealth Fund finds they are passing up billions in federal funding by saying no to the Medicaid expansion.“By choosing not to participate, Texas, for example, will forgo an estimated $9.58 billion in federal funding in 2022. Taking into account federal taxes paid by Texas resi­dents, the net cost to taxpayers in the state in 2022 will be more than $9.2 billion,” the report by Sherry Glied and Stephanie Ma of New York University says.“We find that the Medicaid expansion will be a relatively large source of federal revenue to state enter­prises," the report adds. States expanding Medicaid will get, on average, more than twice as much in federal funding than they get...I would think any state economy would be a prime target for a little pumping up with some Fed Cash... Don't you???
Edit: Somewhere I saw something about the Penn Governor looking to cash in on some Medicaid buck$$$
“If You're Not In The Obit, Eat Breakfast”

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Volkonski
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Obamacare / Health Care

#804

Post by Volkonski »

Worked on enrolling our younger daughter today (she came over to use our computer and Internet connection). The ACA website worked just fine. We had no problems at all with it. :D Things were a little more complicated when it came to answering some of the questions. She is just finishing getting a state beauticians(cosmeticians?)/hairdressers license. She expects that her 2014 income will be much greater than her 2013 income which was below the poverty level what with going to college and all. She would qualify for Medicaid in states that expanded it but not in Texas. :( If she says that she will earn the same next year as this year she qualifies for no premium assistance. If she predicts that she will earn over about $22,000 next year, which seems possible, she would qualify for about 60% premium assistance. The question is- will Healthcare.gov accept her estimate since her earnings this year were so small? :-k Of course currently the government only has her tax returns thru 2012 (when she earned more than the poverty level). :-? Things also seem to be complicated because her husband is on disability and SSI.Sigh. After I pay for my daughter's insurance premiums (did you think I would let her go without?) I really must send some money to the TX Democratic Party. TX Republicans just hate poor people.
Image“If everyone fought for their own convictions there would be no war.”
― Leo Tolstoy, War and Peace

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SueDB
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Location: RIP, my friend. - Foggy

Obamacare / Health Care

#805

Post by SueDB »

Sigh. After I pay for my daughter's insurance premiums (did you think I would let her go without?) I really must send some money to the TX Democratic Party. TX Republicans just hate poor people.I hear ya ... was thinking about doing some more volunteer work for the County Party. Only 6 months or so to May Day.
“If You're Not In The Obit, Eat Breakfast”

Remember, Orly NEVAH disappoints!

Curious Blue
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Obamacare / Health Care

#806

Post by Curious Blue »

Volkonski, under the law, the subsidy is based on 2014 income not on 2012 income.If your daughter reasonably expects to earn $22K in 2014, that's the number she should enter. If the exchange needs more documentation from her, she can provide it when the ask. A statement from her that she has just upgraded her employment skills with her beautician's license should be sufficient. If that doesn't work, consider this: when your daughter buys on the exchange, she is entitled to a tax credit sooner or later. The worst case scenario if she can't qualify for a subsidy is that she (you) pay full cost each month, and then in 2015 she gets a tax refund.

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Whatever4
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Obamacare / Health Care

#807

Post by Whatever4 »

[link]GOP obstruction of Obamacare is closing hospitals,http://www.cnn.com/2013/12/05/opinion/k ... aid-close/[/link] (CNN Opinion)(CNN) -- The Obamacare website is open for business. But the Charlton Memorial Hospital in Folkston, Georgia, is closed.Because Republicans in half the states have blocked the expansion of Medicaid, funds to public hospitals with large uninsured populations have been slashed. So far, at least five public hospitals have been closed this year and 5,000 hospital employees have been laid off nationwide. The closures are expected to worsen in the coming years.In Georgia, as many as 15 more rural hospitals may close "within months" and in Tennessee, which is putting off a decision on expanding Medicaid, almost half of the 61 rural hospitals in the state might face "major cuts or closure." This is a direct — and disastrous — consequence of Republicans' ideological opposition to Obamacare.When the Affordable Care Act was originally passed, subsidies to hospitals with large uninsured "charity care" populations were cut, figuring that the expansion of Medicaid under the law would replace this funding. But then the Supreme Court ruled that states could decide whether to expand Medicaid or not. Half the states have said they will not extend Medicaid or are putting off deciding. These are states mostly controlled by Republican governors, state legislatures, or both. :::snip:::Not that Republicans at the federal level are any more responsible. Congress refused to pass a law that would have delayed the subsidy cuts for rural hospitals until more states decide whether they're extending Medicaid.More at the [link]link.,http://www.cnn.com/2013/12/05/opinion/k ... aid-close/[/link]
"[Moderate] doesn't mean you don't have views. It just means your views aren't predictable ideologically one way or the other, and you're trying to follow the facts where they lead and reach your own conclusions."
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magdalen77
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Obamacare / Health Care

#808

Post by magdalen77 »

[/break1]nbcnews.com/health/states-losing-billions-refusing-expand-medicaid-report-finds-2D11697962]Pug Governors Losing Billion$ of Buck$$$ for Their Citizens and EconomyTexas will lose $9.2 billion in 2022; Florida says goodbye to $5 billion; Georgia is out $4.9 billion. A new report details just how much states are losing because they don’t want to expand Medicaid under Obamacare, and it’s not chump change.Red states may be sticking to their Republican beliefs in small government, but the Commonwealth Fund finds they are passing up billions in federal funding by saying no to the Medicaid expansion.“By choosing not to participate, Texas, for example, will forgo an estimated $9.58 billion in federal funding in 2022. Taking into account federal taxes paid by Texas resi­dents, the net cost to taxpayers in the state in 2022 will be more than $9.2 billion,” the report by Sherry Glied and Stephanie Ma of New York University says.“We find that the Medicaid expansion will be a relatively large source of federal revenue to state enter­prises," the report adds. States expanding Medicaid will get, on average, more than twice as much in federal funding than they get...I would think any state economy would be a prime target for a little pumping up with some Fed Cash... Don't you???
Edit: Somewhere I saw something about the Penn Governor looking to cash in on some Medicaid buck$$$
Yeah, our beloved Core-butt said "No" first in keeping with his Pug principles, but now he's running for re-election. Suddenly he awoke from 3 years of slumber and he's going after the Medicaid funds. And he also finally signed a transportation bill.

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Volkonski
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Obamacare / Health Care

#809

Post by Volkonski »

Volkonski, under the law, the subsidy is based on 2014 income not on 2012 income.If your daughter reasonably expects to earn $22K in 2014, that's the number she should enter. If the exchange needs more documentation from her, she can provide it when the ask. A statement from her that she has just upgraded her employment skills with her beautician's license should be sufficient. If that doesn't work, consider this: when your daughter buys on the exchange, she is entitled to a tax credit sooner or later. The worst case scenario if she can't qualify for a subsidy is that she (you) pay full cost each month, and then in 2015 she gets a tax refund.Thanks for the info!
Image“If everyone fought for their own convictions there would be no war.”
― Leo Tolstoy, War and Peace

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Addie
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Obamacare / Health Care

#810

Post by Addie »

[link]HuffPo,http://www.huffingtonpost.com/2013/12/1 ... 21797.html[/link]





Obamacare Enrollments Surpass 1 Million





WASHINGTON -- More than two months after Obamacare's ugly debut, the number of Americans using the system is starting to grow: Nearly 1.2 million people are on track to have health coverage in place next year from the law's health insurance exchanges, the Department of Health and Human Services announced Wednesday.





From Oct. 1 through Nov. 30, almost 365,000 people enrolled into private health insurance via the federal and state marketplaces and more than 803,000 were deemed eligible for Medicaid or the Children's Health Insurance Program, according to the department.





The federally run exchanges in more than 30 states accounted for 137,000 of the enrollments in private coverage, and the remaining states signed up 227,000. About 1.9 million more people had been determined eligible for coverage through the marketplaces, but hadn't yet chosen a health plan. The new data don't include an apparent flurry of enrollments in the early days of December.





HealthCare.gov, the federal portal to health coverage in more than 30 states, still has problems, but appears to doing what it's supposed to do: enabling consumers to do shop and sign up for health benefits for next year.
Don't do stupid shit. -Barack Obama

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verbalobe
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Obamacare / Health Care

#811

Post by verbalobe »

A side question for teh hive mind:What if a person in, say, Virginia signed up in December, through healthcare.gov, for a plan under the Virginia exchanges, with coverage starting on or about Jan 1.And then -- say, 6 weeks later, in late February -- they move to, say, Maine.Would they keep the original plan until the next open enrollment period? Could they? Or would they switch to a Maine plan? Any gotchyas in this scenario?

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Whatever4
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Obamacare / Health Care

#812

Post by Whatever4 »

A side question for teh hive mind:What if a person in, say, Virginia signed up in December, through healthcare.gov, for a plan under the Virginia exchanges, with coverage starting on or about Jan 1.And then -- say, 6 weeks later, in late February -- they move to, say, Maine.Would they keep the original plan until the next open enrollment period? Could they? Or would they switch to a Maine plan? Any gotchyas in this scenario?You mean other than moving to Maine in the winter?
"[Moderate] doesn't mean you don't have views. It just means your views aren't predictable ideologically one way or the other, and you're trying to follow the facts where they lead and reach your own conclusions."
-- Sen. King (I-ME)

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verbalobe
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Obamacare / Health Care

#813

Post by verbalobe »

A side question for teh hive mind:What if a person in, say, Virginia signed up in December, through healthcare.gov, for a plan under the Virginia exchanges, with coverage starting on or about Jan 1.And then -- say, 6 weeks later, in late February -- they move to, say, Maine.Would they keep the original plan until the next open enrollment period? Could they? Or would they switch to a Maine plan? Any gotchyas in this scenario?You mean other than moving to Maine in the winter?Well yeah. Other than THAT. Nobody I know would be so foolish as to do THAT. :-#

Curious Blue
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Obamacare / Health Care

#814

Post by Curious Blue »

You need to buy a plan in the state where you are a resident. There are several types of changed circumstances that will enable you to enroll in an exchange outside the open enrollment period -- relocating to a new state is one of them. So basically, right after you moved, you would sign up for insurance on the Main exchange, and you would notify your old insurer to terminate your coverage as of the time the new policy kicks in.

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verbalobe
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Obamacare / Health Care

#815

Post by verbalobe »

You need to buy a plan in the state where you are a resident. There are several types of changed circumstances that will enable you to enroll in an exchange outside the open enrollment period -- relocating to a new state is one of them. So basically, right after you moved, you would sign up for insurance on the Main exchange, and you would notify your old insurer to terminate your coverage as of the time the new policy kicks in.Awesome. Thank you so much.

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mimi
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Obamacare / Health Care

#816

Post by mimi »

This makes me wanna come along.Northern lights captured as they light up the sky over Maine farmhouse Nina Sen Space.com4 hours ago http://media2.s-nbcnews.com/j/streams/2 ... _large.jpg
[/break1]nbcnews.com/science/northern-lights-captured-they-light-sky-over-maine-farmhouse-2D11730403]http://www.nbcnews.com/science/northern ... 2D11730403

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Foggy
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Obamacare / Health Care

#817

Post by Foggy »

You need to buy a plan in the state where you are a resident. There are several types of changed circumstances that will enable you to enroll in an exchange outside the open enrollment period -- relocating to a new state is one of them. So basically, right after you moved, you would sign up for insurance on the Main exchange, and you would notify your old insurer to terminate your coverage as of the time the new policy kicks in.Yes, and the reason is, your insurance includes a 'network' of providers that you can visit for healthcare. That network is local to the state where your insurance is.When you're shopping for health insurance, one of the variables that will mean the most to you is the network. Here in NC, there are only two insurance companies on the marketplace: Blue Cross/Blue Shield and Coventry. BCBS offers a statewide network, but Coventry only sells policies in 39 of the 100 counties, and none east of I-95. The premiums for a brass-level Coventry policy are somewhat lower than BCBS ... but don't get sick when you're on a vacation at the beach. There you're 'out of network' and your prices for healthcare go up considerably. I don't know the situation in other states, but look into the network you're getting before you sign up for a policy.
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realist
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Obamacare / Health Care

#818

Post by realist »

OOPSIE!!





[link]WAPO,http://www.washingtonpost.com/blogs/won ... alth-care/[/link]








Obamacare exposes Republican hypocrisy on health care





Now that HealthCare.Gov is on a clear path to functionality, Republicans are having to come to terms with the fact that Obamacare will not conveniently collapse before anyone can purchase insurance. If the law is going to fulfill its promise of destroying Barack Obama's presidency and giving Republicans their long-awaited chance to repeal-and-replace, it will have to be because people actually hate the insurance they get through Obamacare.





Republicans have zeroed in on two things that people really will hate about insurance under Obamacare: The high deductibles and the limited networks. Brendan Buck, press secretary for House Speaker John Boehner, tweets:





[...]





What's confusing about this line of attack is that high-deductible health-care plans -- more commonly known as "health savings accounts" -- [highlight]were, before Obamacare, a core tenet of Republican health-care policy thinking. In fact, one of the major criticisms of Obamacare was that it would somehow kill those plans off.[/highlight] "Obamacare may be fatal for your HSA," warned the Heritage Foundation on 2010. "Health Savings Accounts Under Attack" blared Red State.





[...]





Obama's pledge that "if you like your doctor, you can keep your doctor" is also under fire. The issue here is that insurers entering the competitive health marketplaces are tightening their networks in order to cut costs and improve quality. It's worked: Premiums in the marketplaces are far lower than was expected when Obamacare passed.





This, too, is a success for a longtime conservative health-policy idea. Insurance exchanges have been in every major Republican health-care bill since the early 1990s. They were in Paul Ryan's 2009 health-care proposal. They're the basis of the GOP's plan for Medicare reform.read more at the link
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TexasFilly
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Obamacare / Health Care

#819

Post by TexasFilly »

HSAs are totally different animals than an insurance policy. IIRC, the current max we can deposit in ours is $2500/year. Of course, the Thugs may just want to raise that to $10 million, and everybody would be self-insured. Everyone has that much spare change lying around don't they?
I love the poorly educated!!!

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Sterngard Friegen
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Obamacare / Health Care

#820

Post by Sterngard Friegen »

Pfffft, 'Filly. If you don't have the money lying around, just borrow it from your parents. That's what Rmoney always suggested.

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Skip Intro
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Obamacare / Health Care

#821

Post by Skip Intro »

Pfffft, 'Filly. If you don't have the money lying around, just borrow it from your parents. That's what Rmoney always suggested.Or sell some of the stock they gave you, but be sure to check with your accountant first to make sure you get the most favorable capital gains treatment for next years taxes.
In the Trump era anything is true if enough people believe it.

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magdalen77
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Obamacare / Health Care

#822

Post by magdalen77 »

This makes me wanna come along.Northern lights captured as they light up the sky over Maine farmhouse Nina Sen Space.comI've seen the Northern lights a couple of times in Northcentral PA. Maybe they would have been visible in Philly and its 'burbs at the same times, except for the light pollution.

Emma
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Obamacare / Health Care

#823

Post by Emma »

I lost my job in mid-October. Since then I have been going 'round and 'round with Aetna trying to get my COBRA plan into effect and to receive my ID cards. I finally had to reach out to my former employer to intervene. Even that didn't result in a response from Aetna but at least she was able to forward me the paperwork I needed to file.





Calling them is pointless. I've tried repeatedly and end up on hold for 30 minutes or more. The time I did manage to wait it out, they 'accidentally' hung up on me while transferring my call. Messages sent through their website result in form letters generated from key words in my message; never once has their email response had anything to do with my concerns --- until today.





After receiving another obviously automated reply, I went online and pulled up the contact link and let them have it. In my message, I said I wanted a live human being to call me TODAY and that I would be available after 1pm.





I came home at 1245 to yet another email from Aetna. This one was different than all the others, as it was apparent they'd actually read my message.





However.





"Unfortunately, we were unable to reach you by phone. Please accept this e-mail as a response to your inquiry."





That's a bald-face lie. There have been NO incoming calls (received or missed) since yesterday.





NOTHING pisses me off more than a liar.





I sent a blistering response to that message, calling them on their lie.





I can't wait until my new insurance becomes active on March 1st and I can tell Aetna to go to hell.





They ended their response with this:





"Please accept our apology for the frustrations that you have encountered with Aetna. Regardless of the reasons, we realize that it negatively affects our image as a service company."





Damn straight it does.

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Lani
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Obamacare / Health Care

#824

Post by Lani »

In Hawaii it turns out - undisclosed anywhere on the exchange website - that if someone qualifies for expanded medicaid, they are officially OUT of the exchange. No more nothing. The chat person provided a phone number to the Health Department for more info. I happened to be dealing with the exchange live chat when the county finance director stopped by my office. I told him I was tormenting the healthcare exchange live chat cuz it was pissing me off. He told me about his concerns that the ACA was going to cause budget problems and the things he started to do to deal with that and all the union complications. As it turns out, the costs didn't go up AT ALL for the three providers from which we can choose. Not a penny. Everyone has a platinum policy. :)
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